You may be on the brink of retirement or already well into the next chapter of your life. But regardless of where you are in life, knowing how to make the best financial plans for your future or preparing the ground for the next generation is hugely important.
Financial planning can be a minefield and difficult to manage on your own. Many of the external factors, such as inflation and taxation are out of your control but there is a surprising amount that can be done to make improvements to your personal arrangements and ultimately meet your financial objectives.
This can be achieved particularly by maximising the tax planning opportunities available to you and your potential heirs.
Here are some of the most commonly asked questions by our clients, which may in turn relate to your own circumstances:
We can help and advice on all of the above subject matters and areas of financial planning.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you initially invested.
Equities do not have the security of capital which is characteristic of a deposit with a bank or building society.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
If you would like to speak to us about a particular issue or wish to find out more about the specialist advice services we offer around financial planning for the retired, please get in touch.